Inheritance Tax (IHT) is a major concern for many of our customers; especially as UK property prices continue to rise and more and more estates fall within the IHT threshold. Without proper tax planning, people can end up leaving a substantial tax liability on their death, considerably reducing the value of the estate they pass on to chosen beneficiaries.

Minimising your tax liability and maximising what you're able to pass on calls for considerable skill and foresight - and a detailed knowledge of the IHT rules and regulations.

Whatever happens in life, we can work with you to make sure your family's provided for. Through a combination of expert advice and the ability to introduce you to a specialist tax professional, we can help you financially safeguard your dependents by reducing your inheritance tax liability.

Life can be unpredictable. So it's reassuring to know you can put steps in place to financially shield your family against unexpected events like bereavement and sickness. We can help you look at your situation and advise on your protection needs, from life assurance to healthcare cover. We can also recommend ways in which to make provisions for your family.

With careful planning it's possible to financially safeguard your family, no matter what the future holds. That can include reducing your inheritance tax (IHT) liability, making a tax-efficient will, and providing a tax-free cash lump sum for your dependents in the unexpected event of your death.

It's not just a generous gesture; financial gifting can be a tax-efficient way to provide for your family's future. We can work with you to find the solution that best suits your situation and goals.

It pays to be generous with tax efficient family gifts. Our Financial planning Managers have the expertise to advise you on financial gifting and on other tax efficient ways to provide for your children and grandchildren's futures.

When you've worked hard to look after your family, you want to be sure you can pass your assets on to them, and not to the taxman. Many such gifts are exempt from inheritance tax (IHT), including those given out of surplus income or within the annual gift allowance.